3 Ways to Catch Up on Lot Rent Without Losing Your Home in Texas
Pure Tex Mobile Homes – (512) 481-7068
When lot rent starts piling up in a Texas mobile home park, the pressure is real.
Late fees stack up fast.
Parks move quickly on notices.
And once the balance hits a certain point, it can feel like the clock is running out.
But here’s the good news:
You have options in Texas, and most of the time, you don’t have to lose your home to get caught up.
Below are the three most reliable paths Texans use to get current on lot rent — without facing eviction or losing their home.
Key Takeaways
- You can catch up without losing your home, but the timeline matters.
- Most Texas parks will work with you if you reach out early.
- You can use your home’s equity to pay off past-due rent fast.
- Selling now and moving later is possible.
Why Texas Parks Act Fast on Lot Rent
Most mobile home parks in Texas operate under clear guidelines:
- Lot rent becomes delinquent quickly (often after the 3rd–5th).
- Late fees stack up fast.
- After enough missed months, the park can begin eviction — not just against you, but against the home itself.
- Once a judgment hits, the home can be taken or blocked from resale.
The priority is simple:
Stop the clock and secure a plan.
Option 1 — Set Up a Payoff or Payment Plan Directly With the Park
This is the most straightforward approach for most Texans.
Most parks — whether large operators (Yes! Communities, RV Horizons, Lakeshore) or smaller rural parks — will work with you if you initiate contact before an eviction filing.
What Works Best
- Show good faith by paying something upfront.
- Ask if late fees can be paused during your plan.
- Get everything in writing.
What Doesn’t Work
- Ignoring calls
- Waiting for the constable’s notice
- Hoping the balance “fixes itself later”
Parks prefer cooperation over eviction. Eviction costs them time and money.
Option 2 — Use Your Home’s Equity to Catch Up (Sell Fast or Sell Now, Move Later)
This is the #1 solution for homeowners who are too far behind to realistically catch up.
Two primary routes:
A. Sell Fast to a Cash Buyer
A legitimate Texas buyer (like Pure Tex) can:
- Pay off your past-due balance directly to the park at closing
- Close quickly (often 24–72 hours)
- Stop an eviction in progress
- Assist with title issues
B. Sell Now and Move Later
This gives you:
- Time to move
- A clean exit
- A way to resolve the debt without losing the home to court
Why Parks Allow This
Texas parks mainly care that:
- The balance is cleared
- The new buyer is approved
- The lot becomes stable again
They’re not emotionally attached to who pays — just that the account is made whole.
Option 3 — Bring in a Partner Buyer (Catch Up Your Balance and Finance the Home Back to You)
This is a rescue-style structure for people who:
- Want to stay in their home
- Can afford monthly payments
- Can’t cover one large lump sum
- Stumbled but have steady income
How It Works
- A partner-buyer pays off your past-due balance.
- They temporarily hold ownership.
- You pay them back on a clear schedule.
- Ownership transfers back once paid off.
Not every buyer offers this, but when they do, it can save families from losing their home.
The Texas Lot Rent Timeline (What You’re Up Against)
1–2 Months Behind
Most options are still open. Payment plans are simple.
2–3 Months Behind
Fees spike.
Eviction discussions begin.
3+ Months Behind or Notice Posted
Urgent.
You’re usually down to two options:
- Pay off & stay
- Sell & walk away clean
After a filing, choices get limited.
Want a Local Expert to Walk You Through Your Options?
Every mobile home and situation is different. If you want straight answers about your home in [LOCATION] — no pressure — we can walk you through the best options based on your park rules, timeline, and home condition.
How Pure Tex Mobile Homes Helps
If you want clear answers and a fast solution, call or text:
Pure Tex Mobile Homes
512-481-7068
We can:
- Pay off past-due rent at closing
- Stop eviction
- Handle lost titles
- Close fast
- Work with parks across Texas
No pressure. Just a clean plan.
About Pure Tex Mobile Homes
Pure Tex Mobile Homes is a local, Central Texas mobile home buyer focused on honest, practical solutions for sellers in parks and on land. Founded by long-time construction contractor Joe Tedesco, we help homeowners navigate park approvals, titles, repairs, and difficult situations with straight answers and no pressure.
Whether you need to sell fast, want the highest payout, or just need clarity on your options, we’re here to walk you through it step-by-step.
Frequently Asked Questions
Can I sell my mobile home in Texas if I owe lot rent?
Yes.
In Texas, owing the park money does not prevent you from selling, as long as the past-due balance is paid at closing. This can be done using:
- Your buyer’s funds
- Your sales proceeds
- A payoff directly from an investor
Most parks will not release the home or approve the buyer until the account is settled, but they do not require youpersonally to bring the money — the buyer can handle it through the closing process. This is extremely common in Texas parks.
Will the park approve a buyer if I owe money?
Parks in Texas almost always require the past-due balance to be brought current before approving a new tenant or buyer. They want:
- A clean ledger
- A qualified new resident
- Stability on the lot going forward
If the balance is being paid at closing (by you or the buyer), the park will typically sign off once they confirm payment is scheduled or proof of funds is provided. Some parks will even issue a conditional approval while waiting for closing documents.
Can selling my home stop an eviction?
Yes — but timing matters.
Selling the home and using the proceeds to catch up the lot rent can stop the eviction if:
- The park has not yet received a final judgment, and
- The balance is paid quickly
If the eviction has only reached the Notice to Vacate or court filing stage, a buyer can still step in, clear the balance, and stop the process completely.
Once the eviction reaches a judgment, your options shrink, and the park can legally take possession of the home.
If you’re close to judgment, speed is critical.
Do I need my title to sell my mobile home in Texas?
Having the title makes everything faster, but you can still sell even if:
- Your title is lost
- The seller before you never transferred it
- There are multiple owners on record
- There is a lien from a bank or finance company
- The home has a paper title that was never surrendered to SOL (Statement of Ownership & Location)
Texas allows buyers like Pure Tex to help with:
- Lost titles
- Bonded title routes
- Clearing old liens
- Retrieving prior ownership documents
If you think you don’t have the title, that doesn’t stop a sale. It just means we solve the paperwork behind the scenes.
What if my home is in a small or rural Texas park?
The process is the same.
Family-owned, rural, or smaller communities typically have:
- Simpler approval processes
- Faster decision-making
- Flexible arrangements when a buyer is stepping in
As long as the past-due lot rent is paid at closing and the buyer meets the community’s rules (background check, application, income requirements), most small parks approve quickly because they want a stable resident on the lot.
How fast can a buyer pay off my past-due balance?
Investors who specialize in mobile homes in Texas can often pay the balance:
- Same day
- Within 24–72 hours
- Before the constable date, if needed
Speed usually depends on:
- How quickly the park responds
- Whether the title is available
- How close the eviction timeline is
In urgent situations, buyers can wire funds directly to the park to stop the clock.
What happens if I do nothing?
If the balance continues to grow and no action is taken:
- The park can file eviction against the home itself, not just you.
- If they win, the park can take legal possession of the home.
- You may lose the right to sell it or remove it.
This is why catching the problem early matters — you keep control of the home and your ability to sell it.
What Do You Have To Lose? Get Started Now…
We buy mobile homes in ANY CONDITION, situation, and price range in Texas. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your manufactured home or call 512-481-7068.
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